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Mortgage Rates Remain Near Record Lows July 30th, 2010 - According to Freddie Mac's weekly survey, the average 30-year fixed rate mortgage was 4.54%, down from the previous week at 4.56% and near the lowest point ever recorded by the index in over 40 years. Also, the 15-year fixed rate hit a record low of 4%.

Repomans Quarterly  July 2010 Edition is now complete!

697 (Down Slightly from All-Time High) Foreclosed Homes For Sale- Boise Idaho Metro -July 30th The huge selection, most flexible prices, historically low rates and home prices at 5-year lows all add up to a fantastic buyer's market right now. Become a client and get the password to my daily tracking & analysis of foreclosures. Ask me how- it's free because the seller pays me to represent you. Repo TV- See my videos on past HUD foreclosed homes in the Boise area. 105 HUD Homes For Sale- Boise Idaho Area- after 3 sold, 14 new today.  Home buyers get first shot at super foreclosure bargains from HUD, dozens priced 10-40% below appraised value. With only $100 down required for FHA buyers on many, buying with less than $1,000 out of pocket is a reality. Investors- ask me for a list of homes on daily bids and open to investors.  Learn more About HUD Homes.  Or see my article HUD Homes with Password for my daily coverage of all local HUDs. 1 in 10 Boise Home Listings is Bank Repo - Foreclosed (REO) Real Estate Owned by banks, Fannie Mae, Freddie Mac, VA, HUD and lending institutions make up 10.7% of all homes listed for sale in the Boise area, as of July 7th, 2010. This huge selection includes new never-occupied homes, some under construction, fixer-uppers under $30k, starter homes, rental homes, homes with acreage, townhouses, condos, luxury and executive homes priced at a fraction of past values and far below the cost to build. Also many REO lots and multi-family properties in the Treasure Valley. Learn more About Bank Repos. Or see Bank Repos with Password for my daily tracking and links to every available bank-owned home and multi-family property.

 

I'm at it again! See My Blog   to learn more about current trends, foreclosed homes, foreclosures, short sales, live auctions, searching the internet for homes, buyer beware and more.

Over 1 in 4 Homes For Sale is Short Sale!  As of July 1st, short sales represent 28% of all homes listed for sale in the Boise-Nampa Metro, falling slightly from June for only the third time since the foreclosure bubble began. Short sales are normally fire-sale priced to avoid foreclosure, but have a low chance of success, can take 4-6 months, and most banks counter your offer higher.  Why look at maybes when there are hundreds of real bargains you can buy now in foreclosed homes and lock in record low rates?

Have foreclosures peaked? My Market Monitor with password now updated for July 1st, has detailed monthly analysis of the Boise-Nampa Metro with historical perspective on median prices, supply & demand of existing homes by city, levels of foreclosures, short sales and new construction. Clients get the password. Ask me how to become a client- it's free.